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Loans | Savings | Certificates

    Rates Effective July 1, 2010    

 

Loans Rate APR as Low as* Term  
Appliance Purchase 8.000 8.000 60 Calculator
Debt Consolidation 12.500 12.500 60 Calculator
Overdraft Protection 13.500 13.500 n/a Calculator
Share Secured 3.100 3.100 72 Calculator
Signature Line of Credit 12.500 12.500 n/a Calculator
VISA Credit Card 9.880 9.880 n/a Calculator
Whatever Loan 7.500 7.500 12 Calculator
36 Month Vehicle (New) 4.950 4.950 36 Calculator
48 Month Vehicle (New) 4.950 4.950 48 Calculator
60 Month Vehicle (New) 4.950 4.950 60 Calculator
72 Month Vehicle (New) 5.750 5.750 72 Calculator
84 Month Vehicle (New) 6.750 6.750 84 Calculator
36 Month Vehicle (Used 2009-2005) 4.950 4.950 36 Calculator
48 Month Vehicle (Used 2009-2005) 5.500 5.550 48 Calculator
60 Month Vehicle (Used 2009-2005) 5.500 5.500 60 Calculator
72 Month Vehicle (Used 2009-2005)

6.300

6.300

72 Calculator
84 Month Vehicle (Used 2009-2005) 7.300 7.300 84 Calculator
36 Month Vehicle (2004 or older) 9.000 9.000 36 Calculator
48 Month Vehicle (2004 or older) 9.000 9.000 48 Calculator
60 Month Vehicle (2004 or older) 9.000 9.000 60 Calculator
Motorcycle (New) 6.750 6.750 84 Calculator
Motorcycle (Used 2009-2005) 7.300 7.300 60 Calculator
Motorcycle (2004 or older) 9.000 9.000 60 Calculator
Recreational Vehicles (New) 11.000 11.000 84 Calculator
Recreational Vehicles (Used 2009-2005) 12.000 12.000 84 Calculator
        Calculator
        Calculator
5 Year Home Equity (80% LTV) 4.990 4.990 60 Calculator
7 Year Home Equity (80% LTV) 5.500 5.500 84 Calculator
10 Year Home Equity (80% LTV) 5.990 5.999 120 Calculator
15 Year Home Equity (80% LTV) 6.500 6.500 180 Calculator
5 Year Home Equity (90% LTV) 5.990 5.990 60 Calculator
7 Year Home Equity (90% LTV) 6.500 6.500 84 Calculator
10 Year Home Equity (90% LTV) 6.990 6.990 120 Calculator
15 Year Home Equity (90% LTV) 7.500 7.500 180 Calculator
Home Equity Line of Credit 80% LTV Variable Rate 5.000 5.000 n/a Calculator

 

*APR = Annual Percentage Rate
*Rates quoted are the lowest rates for qualified applicants.  Other rates are available and may apply based on certain credit worthiness criteria.

Rates are subject to change without prior notice.
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Savings Minimum Balance Dividend Rate APY* Term
Regular Savings $30 1.100 1.110 n/a
Christmas Club   1.100 1.110 n/a
Vacation Club   1.100 1.110 n/a
IRA Savings   2.070 2.090 n/a
Money Market ($50,000+) $50,000 1.250 1.260 n/a
Money Market ($25,000-$49,999) $25,000 1.200 1.210 n/a
Money Market ($10,000-$24,999) $10,000 1.150 1.160 n/a
Money Market ($2,500-$9,999)   $2,500 1.100 1.110 n/a

 

*APY = Annual Percentage Yield
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Certificates Minimum Deposit Dividend Rate APY* Term
6 Month Share Certificate 500 1.100 1.111 6
12 Month Share Certificate 500 1.230 1.240 12
24 Month Share Certificate 500 1.900 1.920 24
36 Month Share Certificate 500 2.320 2.340 36
48 Month Share Certificate 500 2.550 2.580 48
60 Month Share Certificate 500 2.900 2.940 60
6 Month Share Certificate (Jumbo) 25,000 1.250 1.260 6
12 Month Share Certificate (Jumbo) 25,000 1.580 1.590 12
24 Month Share Certificate (Jumbo) 25,000 2.000 2.020 24
36 Month Share Certificate (Jumbo) 25,000 2.420 2.450 36
48 Month Share Certificate (Jumbo) 25,000 2.650 2.680 48
60 Month Share Certificate (Jumbo) 25,000 3.000 3.040 60
12 Month IRA Share Certificate 500 1.230 1.240 12
24 Month IRA Share Certificate 500 1.900 1.920 24
36 Month IRA Share Certificate 500 2.320 2.340 36
48 Month IRA Share Certificate 500 2.550 2.580 48
60 Month IRA Share Certificate 500 2.900 2.940 60

 

*APY = Annual Percentage Yield

Rates are subject to change without prior notice.
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Our Branch Phone Numbers

Newark Office
(302) 368-2396

Kirkwood Office
(302) 633-4323

MLK Office
(302) 576-0295

News Journal Office
(302) 324-1441

 
Mailing Address: PO Box 7739 Newark, DE 19714-7739
Phone: (302) 368-2396/(877)368-2396 (Outside New Castle Co.)
Fax: (302) 368-4036 T-3 (302) 994-3617/ 800-303-6980 (Outside New Castle Co.) Routing & Transit #: 231177016
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