Loans | Savings | Certificates
| Rates Effective JANUARY 1, 2012 |
| Loans |
Rate |
APR as Low as* |
Term |
|
| Unsecured Fixed Rate/ Closed End |
10.500 |
10.500 |
60 |
Calculator |
| Unsecured Fixed Rate/ Closed End |
11.500 |
11.500 |
72 |
Calculator |
| Unsecured Line of Credit/ Overdraft Protection |
12.500 |
12.500 |
n/a |
Calculator |
| Share Secured |
2.500 |
2.500 |
72 |
Calculator |
| Whatever Loan |
7.500 |
7.500 |
12 |
Calculator |
| VISA Credit Card |
9.880 |
9.880 |
n/a |
Calculator |
| Vehicle Loans |
|
|
|
Calculator |
| 36 Month Vehicle (New) |
3.450 |
3.450 |
36 |
Calculator |
| 48 Month Vehicle (New) |
3.700 |
3.700 |
48 |
Calculator |
| 60 Month Vehicle (New) |
3.950 |
3.950 |
60 |
Calculator |
| 72 Month Vehicle (New) |
4.450 |
4.450 |
72 |
Calculator |
| 84 Month Vehicle (New) |
5.450 |
5.450 |
84 |
Calculator |
| 36 Month Vehicle (Used 2011-2007) |
3.750 |
3.750 |
36 |
Calculator |
| 48 Month Vehicle (Used 2011-2007) |
3.990 |
3.990 |
48 |
Calculator |
| 60 Month Vehicle (Used 2011-2007) |
4.250 |
4.250 |
60 |
Calculator |
| 72 Month Vehicle (Used 2011-2007) |
4.750
|
4.750
|
72 |
Calculator |
| 84 Month Vehicle (Used 2011-2007) |
5.750 |
5.750 |
84 |
Calculator |
| 36 Month Vehicle (2006 or older) |
8.000 |
8.000 |
36 |
Calculator |
| 48 Month Vehicle (2006 or older) |
8.000 |
8.000 |
48 |
Calculator |
| |
|
|
|
Calculator |
| Motorcycle (New) |
5.450 |
5.450 |
84 |
Calculator |
| Motorcycle (Used 2011-2007) |
5.750 |
5.750 |
60 |
Calculator |
| Motorcycle (2006 or older) |
8.000 |
8.000 |
48 |
Calculator |
| Recreational Vehicles (New) |
11.000 |
11.000 |
84 |
Calculator |
| Recreational Vehicles (Used 2011-2007) |
12.000 |
12.000 |
84 |
Calculator |
| |
|
|
|
Calculator |
| Home Equity Loans |
|
|
|
Calculator |
| 5 Year Home Equity (80% LTV) |
4.490 |
4.490 |
60 |
Calculator |
| 7 Year Home Equity (80% LTV) |
4.990 |
4.990 |
84 |
Calculator |
| 10 Year Home Equity (80% LTV) |
5.490 |
5.490 |
120 |
Calculator |
| 15 Year Home Equity (80% LTV) |
6.490 |
6.490 |
180 |
Calculator |
| 5 Year Home Equity (90% LTV) |
5.490 |
5.490 |
60 |
Calculator |
| 7 Year Home Equity (90% LTV) |
5.990 |
5.990 |
84 |
Calculator |
| 10 Year Home Equity (90% LTV) |
6.490 |
6.490 |
120 |
Calculator |
| 15 Year Home Equity (90% LTV) |
7.490 |
7.490 |
180 |
Calculator |
| Home Equity Line of Credit 80% LTV Variable Rate |
5.000 |
5.000 |
n/a |
Calculator |
*APR = Annual Percentage Rate
*Rates quoted are the lowest rates for qualified applicants. Other rates are available and may apply based on certain credit worthiness criteria.
Rates are subject to change without prior notice.
Go To Calculators| Back to Top
|
| Savings |
Minimum Balance |
Dividend Rate |
APY* |
Term |
| Regular Savings |
$30 |
.500 |
.500 |
n/a |
| Christmas Club |
|
.500 |
.500 |
n/a |
| Vacation Club |
|
.500 |
.500 |
n/a |
| IRA Savings |
|
1.490 |
1.500 |
n/a |
| Money Market ($50,000+) |
$50,000 |
.750 |
.750 |
n/a |
| Money Market ($25,000-$49,999) |
$25,000 |
.750
|
.750 |
n/a |
| Money Market ($10,000-$24,999) |
$10,000 |
.700 |
.700 |
n/a |
| Money Market ($2,500-$9,999) |
$2,500 |
.650 |
.650 |
n/a |
| Certificates |
Minimum Deposit |
Dividend Rate |
APY* |
Term |
| 6 Month Share Certificate |
500 |
.500 |
.500 |
6 |
| 12 Month Share Certificate |
500 |
.850 |
.850 |
12 |
| 24 Month Share Certificate |
500 |
1.170 |
1.180 |
24 |
| 36 Month Share Certificate |
500 |
1.600 |
1.610 |
36 |
| 48 Month Share Certificate |
500 |
2.000 |
2.020 |
48 |
| 60 Month Share Certificate |
500 |
2.320 |
2.340 |
60 |
| 6 Month Share Certificate (Jumbo) |
25,000 |
.600 |
.600 |
6 |
| 12 Month Share Certificate (Jumbo) |
25,000 |
.950 |
.950 |
12 |
| 24 Month Share Certificate (Jumbo) |
25,000 |
1.270 |
1.280 |
24 |
| 36 Month Share Certificate (Jumbo) |
25,000 |
1.700 |
1.710 |
36 |
| 48 Month Share Certificate (Jumbo) |
25,000 |
2.100 |
2.120 |
48 |
| 60 Month Share Certificate (Jumbo) |
25,000 |
2.420 |
2.450 |
60 |
| 12 Month IRA Share Certificate |
500 |
.850 |
.850 |
12 |
| 24 Month IRA Share Certificate |
500 |
1.170 |
1.180 |
24 |
| 36 Month IRA Share Certificate |
500 |
1.600 |
1.610 |
36 |
| 48 Month IRA Share Certificate |
500 |
2.000 |
2.020 |
48 |
| 60 Month IRA Share Certificate |
500 |
2.320 |
2.340 |
60 |
|
*APY = Annual Percentage Yield
Rates are subject to change without prior notice.
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|
|
Overdraft Privilege
Important Information Regarding your Checking Account
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Our Phone Numbers
Newark Office
(302) 368-2396
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(302) 633-4323
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(302) 576-0295
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(302) 324-1441
|
